Articles in Money and You

Six Money Moves for Your Future

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KWHS guest columnist Eric Watson, financial writer for Money Crashers Personal Finance who advises young people on career development, retirement planning and smart money management, offers suggestions to boost your future financial health.

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Understanding the Mobile Wallet Market

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Shoppers with a mobile wallet app can start using their smartphones to make payments at any store that uses a near-field communication reader available at checkout. Lots of companies, from Google to startup Venmo have entered the mobile wallet market, and yet consumers are slow to adopt this new payment method. What’s behind the lack of popularity? Will mobile wallets ever become the norm? This Knowledge@Wharton article – with KWHS commentary from young Silicon Valley tech whiz Daniel Brusilovsky – explores these questions and more.

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Dual Enrollment, Scholarships and Creative Ways to Cut Your College Tuition Bill

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More and more students are graduating from college strapped with student loan debt that takes many years to pay off. The good news is that taking out loans does not have to be your only option to pay for college. Abby Parnell earned 24 credits before she even got to campus, and Ahmed Raza explored entrepreneurship to offset college costs. Read more about how these teens and others found ways to deal with the high cost of an undergrad degree.

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Digital-age Danger: Learning to Protect Your Identity

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Lots of people laughed through the 2013 comedy Identity Thief, in which Melissa McCarthy plays a character who steals Jason Bateman’s identity and proceeds to go on a spending spree, buying everything from jewelry to a jet ski. All joking aside, identity theft is on the rise, especially targeting young people who tend to overshare when using technology and on social media. KWHS explores identity theft – it’s definition, increase, and even one young entrepreneur’s app to help prevent your personal information from falling into the wrong hands.

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The Week in Review:

A New Kind of Money: Bitcoin Basics Amidst a Week of Mt. Gox Mayhem

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Have you checked into the cryptocoin scene lately? Even if you haven’t, you may have heard talk of the mysterious Mt. Gox, bitcoin and freaked-out investors. Following the news of the first and most widely known bitcoin exchange suddenly going dark, KWHS helps to demystify the world of digital currency.

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Recess in the Computer Lab, a Lucky Apple and the Evolution of an Investment Strategy

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Christopher Hall, a high school senior who plans to study financial engineering in the fall, writes about his own experiences as a young investor in the stock market: “There is no better feeling than when an investment pays off. Conversely, the feeling of realizing a loss (selling a stock for less than you paid for it) is not one that you want to repeat.”

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Talking Money: Students Reflect on a Year of Spending, Valuing and Socking It Away for College

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What are your greatest financial takeaways from 2013? How about financial goals for the new year? KWHS spoke with several high school seniors – for whom college looms on the horizon — to learn ways that they have become more financially literate, and how they plan to invest their new knowledge about money. Ka-ching!

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The Week in Review:

Introducing the Latest Stock Market Debutante: #TWTR

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Microblogging service Twitter faced a judgment day of sorts on Thursday, Nov. 7, when it began trading as a public company on the New York Stock Exchange. It had a strong public stock debut, but does Twitter have room to grow? Teen and academic experts offer their analyses.

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